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UWM's Conventional 1% Down Program

An Incredible Opportunity to Help with Home Affordability 

When income-qualified borrowers put 1% down, United Wholesale Mortgage, one of our favorite lenders, will pay an additional 2% toward the down payment, up to $4,000, for a total of 3% down. 

  • For borrowers with income at or below 80% of the Area Median Income (AMI)

  • The minimum credit score is a 620.  

  • 30-year fixed loans with a loan-to-value of 97%

  • Primary residences only

  • Must be a purchase transaction

Find out why
Brokers are Better!

Interest rates and fees can change significantly from lender to lender.

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