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Which loan program is right for you?  

Find out why
Brokers are Better!

Interest rates and fees can change significantly from lender to lender.

Every mortgage experience is unique.  Let's personalize yours!  At Galipeau Mortgage, we strive to give you enough information so you can make an educated decision on which mortgage aligns best with your individual goals. 

Real Estate Contract with Pen and Calculator

Conventional Loans

The most popular loan program. You can have as little as 3% down. It's the best option if you have credit above 620.

Housing Development

FHA Loans

Best if you have a lower credit score or have experienced a life event such as foreclosure, bankruptcy or short sale.

Construction Site

New Construction Loan

For those who want to build their dream home! We can help you convert your construction loan into a traditional mortgage.

Army Medals

VA Loans

For veterans, active military and eligible family members. 100% financing with no mortgage insurance! Rates are typically lower than conventional mortgages.

Man in Farm

Rural Development Loans

Rural Development (USDA) Loans offer as little as 0% down with low rates, but does have income limits and the property must be outside of
city limits.

Business Presentation

Adjustable Rate Mortgage

Adjustable Rate Mortgages may be a good choice if you plan to move before the fixed-rate period ends, expect your income to increase, or think interest rates are going to go down. 

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